Beat Credit Card Late Fees
It can happen to the best of us: A credit card bill gets buried in a pile of mail, you miss a payment, and you’re smacked with a late fee. Fortunately, federal rules now limit late fees on credit cards to $25 unless you’ve missed a payment within the past six months, and the fee can’t exceed the minimum payment you owe.
Some issuers have instituted even more lenient policies, but even if your card issuer isn’t as forgiving, there’s a decent chance it will waive the late fee. Here’s what to do: http://mykip.co/15gVtNz
A New Way to Borrow Money
Borrow now and repay a cut of your income later: It’s a new trend as student debt overwhelms starting salaries. Borrowers with Upstart pay up to 7% of their income for a decade, capped at five times the original loan amount. If their salary falls below $30,000, they get a pass, with skipped years added to the repayment term. And, states are getting in on the act, too.
Learn more on Kiplinger.com
Insurance Coverage for College Students
My daughter is leaving for college this week and isn’t taking a car with her this year. Should I notify my car insurance company? And is her laptop and everything else she takes with her still covered under my homeowners insurance policy?
Things college students don’t need:
1) New textbooks
2) A high-end laptop or desktop computer
3) A printer
4) A pricey smartphone plan
5) Cable TV
See the rest here: http://mykip.co/18V0jSW
Are you a cheapskate? We ranked the 10 best cities for you:
- Omaha, Nebraska
- Ogden, Utah
- Des Moines, Iowa
- Columbus, Ohio
-Raleigh, North Carolina
… Check out the rest on Kiplinger.com: http://mykip.co/19HYQNS